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Funded in as little as 24 hours1.

Skip the bank queue. People Helping Businesses gets growing Canadian businesses approved and funded, fast.

See my options How PHB works
Illustration: requests for a commercial kitchen, dental equipment and a CNC machine are each matched to the lenders that fit, and offers come back to compare.
Illustration: requests for a commercial kitchen, dental equipment and a CNC machine are each matched to the lenders that fit, and offers come back to compare.
  • 24 hours1to get funded
  • $10K to $500Kto grow your business
  • No credit checkto see if you qualify

Apply once. We do the rest.

You keep running your business. We find the money that fits it.

  1. 1

    See if you qualify

    A few quick questions about your business. Under a minute, no documents, no credit check.

  2. 2

    Get approved

    See amount, term and payment side by side, and choose the one that works.

  3. 3

    Get funded

    The money lands in your account. Buy the equipment, hire the crew, take on the job.

Illustration: a business qualifies, is approved for the amount it needs, the money lands in its account and the new equipment arrives.
How PHB works

Built for businesses like yours.

Whatever your business runs on, PHB finds the lenders who know your industry.

Capital for whatever comes next.

Equipment Financing

Put new equipment to work

Machines, kitchens, clinical gear, technology, vehicles. Finance what earns its keep and keep your cash in the business.

Explore

Working Capital

Never let cash flow slow you down

Cover payroll, stock and suppliers while customers pay, and say yes to the job that needs money up front.

Explore

Business Loans

Fund the big step

A second location, a renovation, a new line of business. Capital for the step that changes what your business can do.

Explore

One platform for everyone in the deal.

The businesses who need capital, the dealers who sell to them and the advisors who guide them.

For dealers & vendors

Offer financing on every sale. Your own financing page, referral links your team can share, and live status on every buyer.

Sell more with PHB

For brokers & advisors

Put the PHB platform behind your files: wider lender access, matching, and the follow-up handled for you.

Grow with PHB

Beyond financing

Get investor-ready with PHB Advisory, and meet the customers and partners you want through Kite introductions.

See how we help

Questions, answered

What is PHB?

People Helping Businesses is a financing platform for Canadian businesses. You see if you qualify in under a minute, get approved by lenders that finance businesses like yours, and get funded with a real person guiding you the whole way.

What can I finance?

Almost anything that helps your business grow: equipment of any kind, new or used, working capital, and business loans for expansion, renovation or acquisition.

Who can apply?

Businesses incorporated in Canada with a Canadian business bank account. Check eligibility in under a minute to see if your business qualifies.

Does PHB lend the money?

No. PHB matches you with third-party lenders and manages the process; the lender you choose provides the financing and makes the credit decision.

All questions

Ready to grow?

See if you qualify in under a minute. No documents, no credit check.

See my options Talk to us
Illustration: two people meeting on a video call, with a meeting booked.

Financing subject to lender approval.

1 Funding times depend on the lender, your business and how quickly documents are provided. Funds are released by the lender after approval and acceptance of an offer.

PHB is not a lender. Financing is provided by third-party lenders, who make all credit decisions. Rates, terms and approval depend on your business and the lender.