Equip your business to do more.
The machine that wins the contract. The kitchen that opens the doors. The scanner that grows the practice. Finance the equipment your business runs on and keep your cash working.
Equipment that pays for itself.
Keep your cash
Spread the cost over the working life of the equipment instead of paying it all up front.
Easier yeses
The equipment usually secures the financing, which opens doors an unsecured loan can't.
New, used, any seller
Buy from a dealer, a manufacturer, an auction or a private seller. Lender programs cover them all.
Three steps to funded.
- 1
Pick your equipment
Grab a quote, invoice or listing. New or used, from any seller.
- 2
Get approved
Tell us what you're buying. We take it to lenders who finance that kind of equipment and get you approved.
- 3
Get funded
Once you accept, the lender pays the seller and the equipment goes to work.
If it earns its keep, we can finance it.
Equipment PHB finances across every industry we serve.
- Construction & heavy equipmentExcavators, loaders, lifts, compact equipment and attachments
- Trucks, trailers & fleetTractors, vocational trucks, trailers, vans and forklifts
- Manufacturing & industrialCNC, presses, lasers, robotics and packaging lines
- Medical & dentalChairs, imaging, lasers, sterilisation and diagnostics
- Restaurant & food serviceRanges, ovens, refrigeration, walk-ins and point-of-sale
- AgricultureTractors, combines, sprayers, bins and dryers
- Technology & officeComputers, servers, phone systems, printers and software
- Fitness, salon & specialtyGym equipment, salon stations, printing, signage and more
Is it a fit?
It's built for businesses that:
- Have equipment in mindA specific piece, or a list of what you need to grow.
- Want the equipment to earn its keepMore jobs, more output, more customers served.
- Would rather keep cash in the businessFor payroll, stock and the next opportunity.
- Are ready to growSix months or more in business, incorporated in Canada.
FAQ
What kind of equipment can I finance?
Almost any equipment your business uses to earn revenue: heavy and industrial machinery, vehicles and trailers, medical and dental, kitchen and food service, technology, agriculture and specialty equipment.
Can I finance used equipment?
Yes. Lenders look at the age, condition and type of equipment, and PHB matches you with programs that finance used assets.
Can I buy from a private seller or auction?
Often, yes. Some lenders prefer dealer sales; others finance private and auction purchases with extra checks on the equipment.
Is a down payment required?
It depends on the lender, the equipment and your business. Some programs need little or nothing down; you'll see the details in every offer.
Your growth, funded.
Check your eligibility in under a minute, then let PHB bring the lenders to you.