Win the bigger job.
Add the machines, crews and cash flow your next contract needs, without waiting on the last one to pay.

What construction & trades businesses finance with PHB.
Heavy equipment
Excavators, loaders, skid steers, lifts and the attachments that go with them.
Tools and trade gear
Compressors, generators, scaffolding, trade-specific tools and vans to carry them.
Cash between draws
Working capital that covers payroll and materials while progress payments catch up.
Why businesses like yours use PHB.
Lenders who know the trades
Your file goes to lenders comfortable with contractors, seasonal revenue and project-based billing.
Keep pace with every bid
Get approved while the job is still on the table.
New or used
Finance the right machine for the work, not just the newest one on the lot.
Three steps to funded.
- 1
See if you qualify
A few quick questions. Under a minute, no documents, no credit check.
- 2
Get approved
Lenders who know your industry review your business and approve the amount you need.
- 3
Get funded
The money lands in your account and the work gets done.
FAQ
Can I finance used equipment?
Yes. Lender programs cover new and used equipment, from dealers or private sellers, depending on age and condition.
My revenue is seasonal. Is that a problem?
Not on its own. PHB matches you with lenders that understand project-based and seasonal businesses.
Your growth, funded.
Check your eligibility in under a minute, then let PHB find the lenders that fit.
