Win the bigger job.

Add the machines, crews and cash flow your next contract needs, without waiting on the last one to pay.

Illustration: an excavator digging beside a roll-off truck.

What construction & trades businesses finance with PHB.

  • Heavy equipment

    Excavators, loaders, skid steers, lifts and the attachments that go with them.

  • Tools and trade gear

    Compressors, generators, scaffolding, trade-specific tools and vans to carry them.

  • Cash between draws

    Working capital that covers payroll and materials while progress payments catch up.

  • Excavators
  • Skid steers
  • Telehandlers
  • Compact loaders
  • Generators
  • Scaffolding
  • Service vans
  • Trade tools

Why businesses like yours use PHB.

  • Lenders who know the trades

    Your file goes to lenders comfortable with contractors, seasonal revenue and project-based billing.

  • Keep pace with every bid

    Get approved while the job is still on the table.

  • New or used

    Finance the right machine for the work, not just the newest one on the lot.

Three steps to funded.

  1. 1

    See if you qualify

    A few quick questions. Under a minute, no documents, no credit check.

  2. 2

    Get approved

    Lenders who know your industry review your business and approve the amount you need.

  3. 3

    Get funded

    The money lands in your account and the work gets done.

FAQ

Can I finance used equipment?

Yes. Lender programs cover new and used equipment, from dealers or private sellers, depending on age and condition.

My revenue is seasonal. Is that a problem?

Not on its own. PHB matches you with lenders that understand project-based and seasonal businesses.

Your growth, funded.

Check your eligibility in under a minute, then let PHB find the lenders that fit.

Illustration: an excavator digging beside a roll-off truck.

Financing subject to lender approval.

PHB is not a lender. Financing is provided by third-party lenders, who make all credit decisions. Rates, terms and approval depend on your business and the lender.