Ready for every season.

Tractors, implements and storage when you need them, with cash flow that works around harvest, not against it.

Illustration: a tractor crossing a field in front of grain bins.

What agriculture businesses finance with PHB.

  • Farm equipment

    Tractors, combines, sprayers, seeders and the implements behind them.

  • Storage and handling

    Bins, dryers, conveyors and the buildings that protect your crop.

  • Seasonal cash flow

    Working capital for inputs and payroll until the crop is sold.

  • Tractors
  • Combines
  • Sprayers
  • Seed drills
  • Grain bins
  • Grain dryers
  • Livestock equipment
  • Utility vehicles

Why businesses like yours use PHB.

  • Lenders who know the land

    PHB matches you with lenders that understand agricultural cycles and assets.

  • Payments that fit the season

    Compare offers and choose terms that work around harvest.

  • New or used

    Finance the right machine for the farm, new from a dealer or used at auction.

Three steps to funded.

  1. 1

    See if you qualify

    A few quick questions. Under a minute, no documents, no credit check.

  2. 2

    Get approved

    Lenders who know your industry review your business and approve the amount you need.

  3. 3

    Get funded

    The money lands in your account and the work gets done.

FAQ

Can I finance equipment bought at auction?

Some lenders finance auction and private purchases, with checks on the equipment.

Do you finance farmland?

PHB focuses on equipment, working capital and business loans. Talk to us about what you're planning.

Your growth, funded.

Check your eligibility in under a minute, then let PHB find the lenders that fit.

Illustration: a tractor crossing a field in front of grain bins.

Financing subject to lender approval.

PHB is not a lender. Financing is provided by third-party lenders, who make all credit decisions. Rates, terms and approval depend on your business and the lender.