Fund the big step.
A second location. A renovation. A new line of business. A competitor to buy out. Get the capital for the step that changes what your business can do.
Built for growth.
Expand
Open another location, add a production line or take on more space.
Renovate
Upgrade your premises, systems or fit-out without draining your cash.
Invest
Hire ahead of demand, launch a new service, or buy a business or partner out.
Three steps to funded.
- 1
Share the plan
What you're planning, what it costs and how it grows the business.
- 2
Get approved
We take your plan to lenders whose term-loan programs fit and get you approved.
- 3
Get funded
Accept the terms that work for you and the money lands in your account.
Is it a fit?
It's built for businesses that:
- Have a clear next stepA project, purchase or expansion with a real cost.
- Want predictable paymentsThe same payment on a set schedule, so you can plan.
- Expect the investment to pay backMore revenue or lower costs over the term.
- Are ready to growSix months or more in business, incorporated in Canada or the US.
FAQ
How long are the terms?
Terms depend on the lender, the amount and your business. Every approval spells out its term before you accept.
Do I need collateral?
Not always. Larger amounts may need additional security, and some lenders ask for a personal guarantee.
Can I pay it off early?
Many lenders allow it, but terms vary. Prepayment terms are spelled out in every offer.
Can I use it to buy a business?
Talk to us about what you're planning. PHB will tell you which lenders fit an acquisition.
Your growth, funded.
Check your eligibility in under a minute, then let PHB bring the lenders to you.
