Built for the businesses that build Canada.

PHB is a financing platform for Canadian businesses. We built it so getting capital is fast and simple, and so every owner has someone in their corner.

Illustration: a Canadian main street with a shop, an office building and a truck on the road.

Why we built PHB.

Business owners shouldn't have to become financing experts to grow. Yet getting capital still means filling in the same form again and again, guessing which lender might say yes, and comparing offers that never line up.

PHB replaces all of that. See if you qualify in under a minute, get approved by lenders who understand your business, and get funded with a team that sees your deal through, then stays for whatever comes next.

Illustration: two people meeting on a video call, with a meeting booked.

What we believe.

  • Your time is the asset

    Every hour spent chasing lenders is an hour not spent on the business. The platform does the chasing.

  • Clear terms

    You should know exactly what you're signing: amount, term and payment, in plain language.

  • Straight answers

    If we can't help, we say so, and tell you what would change that.

One platform, every part of the deal.

  • For businesses

    Equipment financing, working capital and business loans from $10K to $500K.

  • For dealers and partners

    Financing on every sale and every referral, with live status to funded.

  • Beyond financing

    Investor readiness with PHB Advisory, and introductions to the people you want to meet through Kite.

Let's fund your growth.

Check your eligibility in under a minute, or talk to the team.

Illustration: requests for a commercial kitchen, dental equipment and a CNC machine are each matched to the lenders that fit, and offers come back to compare.

Financing subject to lender approval.

PHB is not a lender. Financing is provided by third-party lenders, who make all credit decisions. Rates, terms and approval depend on your business and the lender.