Close more files with PHB behind you.

The lender access, matching and back office of a much bigger shop, without giving up your clients or your independence.

Illustration: PHB connected to lenders, brokers, dealers and advisors.

More yeses for your clients.

  • Wider lender access

    Place files with lender programs you can't reach on your own.

  • Matched before it's sent

    Every file is checked against lender programs, so fewer come back declined.

  • Your clients stay yours

    You own the relationship. PHB powers the financing behind it.

How it works.

  1. 1

    Apply to join

    Tell us about your experience, your focus and the deals you work on.

  2. 2

    Get set up

    We agree terms in writing and set you up on the platform with a PHB contact.

  3. 3

    Submit and close

    Bring files in, see the lenders that fit, and close with the back office handled.

Illustration: requests for a commercial kitchen, dental equipment and a CNC machine are each matched to the lenders that fit, and offers come back to compare.

The platform behind your files.

  • One application per client

    Your client applies once; the file is ready for every lender that fits.

  • Program matching

    See which lender programs fit before anything is submitted.

  • Offers side by side

    Present your client real terms in one clear format.

  • Follow-up handled

    Documents, conditions and lender chasing, managed through to funding.

Who it's for.

Built for partners who:

  • Work in commercial lendingAs an independent broker, agent or small brokerage.
  • Place business financingEquipment, working capital or business loans.
  • Want more options for clientsWithout building a back office.
  • Hold any licence your work requiresWe'll ask where it applies.

Join the PHB broker network.

Tell us about your book. We review every application and will be in touch about next steps.

Partnership terms, including compensation, are set out in a written partner agreement.

FAQ

Is there a fee to join?

No. There's no fee to apply to the broker network.

How is compensation handled?

Compensation is agreed in writing in your partner agreement before you submit files.

Do I keep my client relationship?

Yes. PHB works behind you and never markets to your clients.

What can I submit?

Equipment financing, working capital and business loans for businesses incorporated in Canada.

Grow with the PHB platform.

Talk to the partnerships team about bringing PHB to the businesses you serve.

Illustration: PHB connected to lenders, brokers, dealers and advisors.

Financing subject to lender approval.

PHB is not a lender. Financing is provided by third-party lenders, who make all credit decisions. Rates, terms and approval depend on your business and the lender.